Fixed Deposit Receipt (FDR) Account

Fixed Deposit Receipt (FDR) Account offers the customers the opportunity to invest a fixed amount for a fixed period at a fixed rate of interest. The customers have the option to re - invest their funds both principal amount and interest amount on maturity or principal amount and the interest amount being paid into their SB or CD accounts.

- Money can grow with attractive interest rate with flexible tenure.
- Automatic renewal facility at maturity.
- Loan facility against FDR Account to meet urgent financial needs.
- The customer may avail loan facilities against FDR Account as security.
- Premature closure facility at savings rate.

Fixed Deposit

For both Individual and Corporate & For Any Amount

1 (one) month - 12.50%
2 (two) months - 12.75%
3 (three) months - 13.50%
6 (six) months - 13.50%
1 (one) year - 13.50%

- FDR Account can be opened both for Individual and Corporate bodies.
- Only Resident Bangladeshi National is allowed to open Personal FDR Account.
- Age bar for opening of Personal FDR Account: 18 years or above.
- Joint account can be opened.
- Mino

Personal Banking
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- Two copies of passport size photograph;
- Cheque on Self or Cash deposit;
- Photocopy of Citizenship Certificate / Passport / Voter I.D. Card / National I.D. Card / Driving License.
- Photograph of Nominee. In case of minor nominee, copy of the birth certificate and photograph required;
- Personal Information Form;
- KYC Form

Corporate Banking
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Sole Proprietorship Concern:
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- Copy of valid Trade License;
- Recent passport size photograph(s) of signatory attested by the introducer.
- Photocopy of Citizenship Certificate / Passport / Voter I.D. Card / National I.D. Card / Driving License.
- Sole Proprietorship Declaration;
- Official Seal;
- Tax Certificate;
- Personal Information Form;
- KYC Form

Partnership Concern:
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- Copy of Partnership Deed of the Firm (Registered / At least notarized);
- Firm Registration Certificate (if registered);
- List of Partners with their addresses;
- Copy of valid Trade License;
- Recent passport size photograph(s) of signatory / signatories attested by the introducer.
- Photocopy of Citizenship Certificate / Passport / Voter I.D. Card / National I.D. Card / Driving License.
- Resolution of the partners of the firm for opening the account and authorization for its operation duly certified by managing partner of the firm;
- Official Seal;
- Tax Certificate;
- Personal Information Form;
- KYC Form

Private Limited Company:
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- Certified true copy of Certificate of incorporation;
- Certified true copy of the Memorandum & Articles of Association of the Company duly attached;
- Certificate true copy of certificate of commencement;
- Certified true copy of Form XII of the company;
- Extract of the Resolution of the Board Meeting of the Company for opening the account and authorization of its operation duly certified by the Chairman / Managing Director of the Company;
- Recent passport size photograph(s) of signatory / signatories attested by the introducer.
- Photocopy of Citizenship Certificate / Passport / Voter I.D. Card / National I.D. Card / Driving License.
- List of Directors with addresses;
- Copy of valid Trade License;
- Official Seal with designation;
- Tax Certificate;
- Personal Information Form;
- KYC Form;

Public Limited Company:
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- Certified true copy of Certificate of incorporation;
- Certified true copy of the Memorandum & Articles of Association of the Company duly attached;
- Certified true copy of certificate of commencement;
- Certified true copy of Form XII of the company;
- Extract of the Resolution of the Board Meeting of the Company for opening the account and authorization of its operation duly certified by the Chairman / Managing Director of the Company;
- Recent passport size photograph(s) of signatory / signatories attested by the introducer.
- Photocopy of Citizenship Certificate / Passport / Voter I.D. Card / National I.D. Card / Driving License.
- List of Directors with addresses;
- Copy of valid Trade License;
- Official Seal with designation;
- Tax Certificate;
- Personal Information Form;
- KYC Form;

Trusts / Clubs / Associations / Societies / Co - operatives / NGO / Non - trading Concerns:
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- Certified true copy of the constitution / By - Laws / Trust Deed / Memorandum and Articles of Association;
- Certificate of Registration of the Association / Club / Charity / Trust / Society / Co-operative / NGO / Non - trading concern for inspection and return (along with a duly certified photocopy for Bank's records);
- List of members of the Governing Body / Executive Committee of the Association / Club / Charity / Trust / Society / Co - operative / NGO / Non - trading concern with their addresses;
- Extract of Resolution of the Association / Club / Charity / Trust / Society / Co - operative / NGO / Non - trading concern for opening the account and authorization of its operation duly certified by the Chairman / Secretary of the Association / Club / Charity / Trust / Society / Co-operative / NGO / Non - trading concern etc.
- Recent passport size photograph(s) of signatory / signatories attested by the introducer.
- Photocopy of Citizenship Certificate / Passport / Voter I.D. Card / National I.D. Card / Driving License.
- Official Seal mentioning designation
- Personal Information Form;
- KYC Form

Fees & Charges
- No fees and charges except duplicate issuance of FDR. (i.e. Taka 100/- for FDR Account value up to 1 lac and Taka 300/- for FDR Account value above Taka 1 lac);
- VAT applicable for all fees & charges @15%.